Five Benefits of Specialist Medical Travel Insurance

Five Benefits of Specialist Medical Travel Insurance

If you are electing to travel abroad for dental treatment, cosmetic or elective surgery or even IVF treatment, you need to know that standard ‘travel insurance’ or ‘holiday insurance’ will not cover you. Instead, you need specialist single trip medical travel insurance designed for this purpose. Then, with the right type of insurance you will be covered for almost any eventuality and can take comfort in benefitting from the reduced cost savings or shorter wait times that cause so many individuals to seek treatment in other countries. Here at Medical Travel Shield, we look at five ways in which specialist medical travel cover can benefit you:

You will be covered for cancellation

In the event that your procedure has to be cancelled for circumstances beyond your control, you will be able to recover your costs. So, if your consultant cannot perform surgery as planned, or your flight is delayed and you cannot reach your appointment, you will be able to recoup the costs incurred, such as the deposit paid for your treatment. Even if something happens before you leave, such as bereavement, illness, or major home damage meaning you cannot attend your treatment or surgery as planned, your insurance will allow you to recover your costs, such as booked flights, accommodation and non-refundable deposits.*

You will be covered if you have to extend your trip

Of course, any reputable facility will endeavour to give you all the facts about your procedure; what is involved, success rates and recovery times. However, occasionally there may be additional aftercare required, complications during surgery may have occurred and your stay abroad may have to be extended to enable you to recover enough to travel home. Specialist medical travel insurance will cover you for the essential extra costs incurred, such as accommodation, food and changing your flights.*

You are covered if you need to return for treatment

Some (but not all) travel insurance policies will cover you in the event that you need to return to the selected location a second time within 12 months (not applicable to IVF Treatment) to have a further consultation with the surgeon who performed the operation. With the right medical travel cover in place this would mean that costs such as return flights, accommodation and further medical costs are covered.*

You are covered for incidental losses

Without medical travel insurance, if you have only standard travel insurance in place and if your luggage is lost or your wallet stolen, it is most likely that you would not be covered. These events can be common on any trip abroad of course so it’s very important to investigate medical travel insurance with the relevant benefits to ensure that any losses like this for which you would normally turn to your insurer are still covered.*

During travel

If you should require treatment for any post operative complications between being discharged from your selected clinic and returning home, specialist medical travel insurance will contribute to the cost of a consultation if required and medication required. With the right type and level of medical travel insurance cover in place you can rest assured that you can benefit fully from the reduced costs or in some cases added luxury of having treatment at your chosen clinic abroad, without the worry of unexpected circumstances which could cause untold stress for you and any accompanying family members.*

*Please always read your policy document for any exclusions, excess and cover limits.

For more information about specialist medical travel insurance contact us on 0203 409 1236 or email info@medicaltravelshield.com