Specialist Benefits

The insurance includes excellent travel insurance benefits plus a number of tailored benefits for patients.

Please click on a specific benefit for more details:

Before travel – the policy covers non-refundable treatment deposits, if a patient has to cancel or delay their trip.

Up to £5,000 per insured person for irrecoverable payments for travel, accommodation and non-refundable deposits for cancellation of treatment for reasons specified in the Certificate of Insurance, including death, illness, jury service and major damage to the home. See Certificate of Insurance for full details, including exclusions.

During travel – if the patient’s recovery period is longer than expected, the policy covers contributions towards accommodation and flights, plus a daily allowance.

Up to £1,500 per insured person towards accommodation costs, daily allowance and return flight home, if a patient has to stay at their destination for a longer time than the normal recovery period. See Certificate of Insurance for full details, including exclusions.

During travel - if the patient needs treatment for post-operative complications between discharge and return home, the policy covers contributions towards the cost of consultation fees and medication. (Not applicable to IVF Treatment)

Up to £500 for additional medical expenses after discharge from hospital. See Certificate of Insurance for full details, including exclusions.

After travel – if the patient needs to return within 12 months to correct unsuccessful surgery, the policy covers contributions towards the return trip. (Not applicable to IVF Treatment)

Offers the benefit of cover up to £2,000 if within 12 months of the original treatment, it is medically necessary for the patient to have a corrective procedure. The insurance will cover for return flights for the patient and a companion and a daily allowance. See Certificate of Insurance for full details, including exclusions.

The Product

Medical Travel Shield is travel insurance designed for patients travelling abroad for either Dental Treatment, Cosmetic surgery, Elective surgery or IVF treatment. Cover is also provided for the patient’s travelling companions.

Exclusions

As with all insurance contracts, exclusions apply. Four important exclusions are listed below. Please see the full policy wording for all exclusions that apply.

  • Medically essential medical procedures
  • Any claim arising from a pre-existing condition, unless directly related to the treatment being sought on the trip.
  • Any trip contrary to medical advice.
  • Treatment that is not carried out in a properly regulated hospital/clinic or surgery.

About Us

Who we are

We are a London based insurance broker, authorised and regulated by the Financial Conduct Authority. FRN 402061. We develop bespoke insurance products in partnership with our underwriters and brokers in order to deliver solutions to consumers where they need them the most.

What we do

We provide innovative insurance products to the private health and medical industries. Through our various partnerships we are able to offer bespoke insurance products with a personal and fresh approach. For insight into our products and services, please view the specific brand areas of the site.

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